Fairway Independent Mortgage Corporation - Company New England Region USA

Here are just a few reminders that may be helpful for agents and borrowers alike: Wire Fraud – Hackers regularly attempt to divert funds wired at closing, and we now ask borrowers to verify verbally with their title/closing attorney the account information. Identity Theft – If you handle documents that contain PII (Personal Identifiable Information) such as social security numbers, addresses, DOB, tax info etc. you want to have protocols in place to secure them physically (locked desk drawers and/or offices, shredders) and electronically (secure email and/or software). Internet Security – It is still best practice to have long, (think “passphrase”) non-obvious passwords that are changed frequently. You should make it a practice to log off of all devices and sites once done, and to use dual authentication to login whenever possible. If you have a large client database you should have Data Breach or Cyber Security Insurance, and make sure you back up everything on a hard ...

While the real estate industry has made adjustments to the process of finding and purchasing a home, what hasn’t changed is the understanding of the essential value of “home” itself. As you begin your search for a home, we are here to get you pre-approved, and discuss our Fast Lane program to see if you qualify. What could be better than house-hunting with an underwriter’s approval upfront, ensuring you are a better candidate and are ready to close? Fairway’s Fast Lane program allows you to start at the finish line! Do you want to know home loan approval process in USA , Contact to Us! The program provides an Underwriter’s approval before you decide to make an offer, increasing your credibility as a buyer and bringing you closer to closing. With Fairway’s Fast Lane Program, you will: You complete the underwriting process and are conditionally approved.* The house hunting begins! Once you make an offer, you will go under contract, and the home will be appraised. Minimize contingencies H...

 According to the National Association of Home Builders, Massachusetts is one of the states with the lowest number of Vulnerable Industries and of High Unemployment-Risk Renters. The housing market here should rebound quickly as more people remain employed and are able to leave rentals and buy homes. According to data from the Mortgage Bankers Association regarding purchases, “…applications have risen every week since April 17 and have improved over that period by an aggregate of 46 percentage points.” Rates are at all-time lows, and home prices are holding steady. If you are thinking of selling your home or refinance mortgage rates , now is a great time to list it. The market is competitive with serious buyers prepared to purchase in our inventory starved market place. What to do once you sell? If you are thinking of living in a new location, or unsure where to go next, test drive a new community by renting before you commit. The rental market is one area where there may be plenty...

 Most people start the home search process looking at homes online. While this may seem logical, in fact, it makes more sense to start with the financing piece. It is easy to find and fall in love with a house, but figuring out if you can pay for it is what you really need to know about home loan calculator USA . Get your financial house in order first: Check your credit report – clear up any mistakes or issues, and take the time to increase it if needed Use mortgage calculator – figure out what your monthly payment translates to in terms of affordability Gather financial documents – W2’s, tax returns, bank statements, debts Get Pre-Approved – during this process you will speak with a loan officer who can confirm what you can afford and what loan programs you may be eligible for If you are serious about buying a home in the next 6 months, now is the time to get pre-approved and to start looking at homes-give us a call and we will walk you through the steps! Source: https://www.fair...