Posts

Showing posts from January, 2021

Reasons to Hire a Real Estate Professional

Image
If you are planning on buying a home in 2021, be prepared for how competitive the market is. You should have a strong team ready to go, including a real estate agent, lender, home inspector, and attorney. Please be sure to contact us before you begin your search to get pre-approved* and discuss ways to strengthen your offer. Some Highlights Choosing the right real estate professional to work with is one of the most important decisions you can make in your homebuying or selling process. Do you want to know about what Documents needed for home loan in USA, Contact Us! The right agent can explain current market conditions and break down exactly what they mean for you. If you’re considering buying or selling a home this year, let’s connect and we can refer you to  someone who has the experience to answer all of your questions about pricing, contracts, negotiations, and more. Then, we can get you pre-approved and answer all your home financing questions. *Pre-approval is based on a pre...

Hope for the best time for prepare the refinance mortgage rates

Image
  This often used phrase is thought to have originated in the 18th century, but no literary origin can be traced, despite its being attributed to a variety of authors and individuals. In short, it urges optimism, even as we prepare for adversity, and that seems to be a good maxim to live by right now. Please reach out with your questions about refinancing or a new home purchase, we are here to help you prepare for the best, and worst, of times. Recently, the Consumer Finance Protection Bureau (CFPB) released updated information regarding forbearance and other mortgage protection, and have urged those of us in the real estate industry to share it with our clients. We have no way of knowing who, if any of our clients, may be facing financial hardship and struggling to make their mortgage payments. If you are, or know someone who may be, we urge you to refinance home loan in USA , and to share them widely. A few reminders: The CARES Act provides protections to homeowners going through...

Knowledge Is Power on the Path to Homeownership

 Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers back. Today, there are over 75 million Millennials and 67 million Gen Z’ers in the U.S., making up a significant number of both current and soon-to-be homebuyers. According to a recent Fannie Mae survey of more than 2,000 of these individuals: “88% said they are confident they will achieve homeownership someday.” In addition, the survey also reveals that for younger generations, the motivation to own a home may be more emotional than financial compared to previous generations: <50% say they want to use their home as an asset 78% believe it’s the best way to live the way they want, without restrictions 80% believe homeownership is the best way to make it on their own Whether homeownership goals come from the heart o...

5 Tips for Homebuyers Who Want to Make a Competitive Offer

Image
 Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Please share these five keys to success with your buyers. As always, I am here to answer any of their home financing questions. Listen to Your Real Estate Agent A recent article from Freddie Mac offers guidance on making an offer on a home in today’s market. Right off the bat, it points out how emotional this can be for buyers and why trusted professionals can help you stay focused on the most important things: “Remember to let your homebuying team guide you on your journey, not your emotions. Their support and expertise will keep you from compromising on your must-haves and future financial stability.” Your real estate professional should be your primary source for answers to the questions you have when you’re ready to make an offer. Understand ...